30 July 2013

Week 31 2013

Tendring Topics……..on line

Grandfathers

          Prince Charles, Prince of Wales, was born on 14th November 1948.  I well remember hearing the official announcement of his birth on the radio. My 24 year old wife Heather and I had been married for two and a half years. We were living in a bungalow just off the Norwich Road in Barham, three or four miles north of Ipswich. In the autumn Heather had been diagnosed as suffering from laryngeal and pulmonary tuberculosis.  She was confined to her bed and we were waiting to learn when she would be transported to a sanatorium at Nayland near Colchester..  There she was to spend more than a year, a period punctuated by six weeks in Papworth Hospital, where she underwent life-saving but  disabling surgery (thoracoplasty) involving the removal of eight ribs. This permanently collapsed her left lung allowing it to heal.

Visiting Heather in Nayland Sanatorium in summer 1949.   Patients having thoracoplasty were expected to lose a stone in weight during the surgery, which involved three operations with rests of a fortnight after the first and second. They were therefore required to put on a stone beforehand.  Heather was taken to Papworth for surgery a day or two after this photo was taken.  It is my only photo of Heather in which she appears to be 'plump'!  


In November 1948 we had our own worries and. I can’t pretend that we were particularly interested in the royal birth. I do though remember the BBC announcer telling us, with a plummy accent (BBC radio news-readers all spoke posh in those days!) that Her Royal Highness the Princess Elizabeth ‘has given birth to a Prince’.  I remember thinking - and probably saying to Heather, ‘Fancy her giving birth to a prince.  I thought that members of the Royal Family had babies just like the rest of us!’

             Heather was discharged from the sanatorium ‘cured’. Despite her subsequent lifelong frailty, four years later she gave birth at home, to the first of our two sons. They, in due course, gave us three grandchildren, two boys and a girl.  Heather died at the age of 82, three months after our diamond wedding anniversary.  She had lived to see all three of her grandchildren grow through schooldays and adolescence and  graduate with good degrees at universities.

            Now, the baby prince who was born while Heather was waiting to be transported to the Sanatorium is himself a grandfather.   His grandchildren (I have no doubt that he’ll have more!) will have privileges ours have never known – but they certainly won’t have the freedom to choose their careers, their friends, their partners and their paths through life that ours have had.  I hope that if, like me, he reaches his nineties, he will be as proud of the progress of his grandchildren as I am of mine.  

My grandchildren!


           The youngest of my three grandchildren has just celebrated his thirtieth birthday. This means that they are all beyond the first flush of youth and are making their way in the adult world.  I very much hope I’ll remember their birthdays, and that they’ll be pleased to receive my birthday greetings of love and good wishes for as long as I draw breath.  Here they are on the left – Chris, the oldest, Nick the youngest and Jo in the middle, with just a year dividing each of them, as they were years ago when they really were grandchildren. Below, now young adults, they are with me on the recent occasion of the family wedding of my son Pete (Chris and Nick’s dad and Jo’s uncle) and Arlene Esdaile.


        
All three are graduates (their grandma and I were both proud to leave school at 16 with our General Schools Certificate and Matric. Exemption!)  Jo is the real intellectual.  She is already an M.A. and an M.Sc.   She has been working as a Social Worker seconded to the Renal Unit of a large  Sheffield Hospital and  she has now been accepted for a Ph.D. Course studying clinical psychology at Sheffield University.  She’s a beauty too;  it’s really not fair
 on all the other girls!


            Chris has been teaching English in Taiwan for almost a decade. A few years ago he was named ‘Teacher of the year’ by the educational organisation employing him.  He speaks Mandarin like a native and I notice that on his ‘Facebook’ page he now puts messages in Chinese calligraphy!  He graduated in Fine Art and has produced pencil portraits of family members using old photographs as references.  One of his drawings of his grandma as the school-girl of 15 that she was when she and I first met, almost reduced me to tears when he gave it to me.

Heather Gilbert (destined to become Heather Hall) aged 15 – drawn over 65 years later by her grandson Chris!    

I wrote about grandson Nick’s career in this blog a few weeks ago.  He graduated in Photography and after rising to the very top in the European Travel Agency, has founded and is the Managing Director of his own International Tourism Consultancy (www.SE1media.com) He has a charming Belgian girl-friend, Romy Cywie, who has been welcomed as a member of ‘the family’ (I now make a point of remembering her birthday too!)   Can you wonder that I am proud of my three grandchildren?

The Prince of Wales will be very fortunate if, at my age, he has a family as warm, as united and as supportive as I have.  I am only sorry that their grandma isn’t here to enjoy hearing about their activities and appreciating them all as much as I do.
 

St George of the Exchequer to the rescue!

           Interest on mortgages for house purchase is at an unprecedentedly low level.  Good news for borrowers but not so good for those of us who see our life savings entrusted to banks and building societies. Those savings are steadily decreasing in value as inflation outstrips interest rates. It also means that monthly mortgage repayments are low. They are within the capacity of a great many would-be home owners.  However, financial institutions have recent memories of being saved by government bale-outs from bankruptcy resulting from by unwise lending. To prevent a recurrence they are demanding much larger deposits – perhaps as much as 20 or 25 percent of the total loan required – before granting mortgages.   These are beyond the reach of most young people, particularly those who (thanks to the government’s policies) are already burdened with tens of thousands of pounds of student debt.

            That’s .where George Osborne our Chancellor of the Exchequer rides in like a knight in shining armour, to save the situation.  He is going to lend those eager young couples the money they need for their deposits.  He started the scheme on quite a modest scale but is now proposing to widen the scheme to include purchasers of existing as well as new properties. Prospective home buyers will need to have saved no more than five percent of the money they hope to borrow from a bank or building society. This, he hopes, will not only help those who want to fulfil the Conservative dream of a nation of home-owners, but will also encourage developers to build and thus help Britain out of recession

And perhaps it will – eventually. Immediately though it has increased the demand for houses from those who, thanks to Mr Osborne’s generosity (with our money!) can aspire to home ownership.  It will take many months at least for any building programme to take effect.  In the meantime market forces will ensure that house prices once again rise above the rate of inflation until the bubble bursts and we have yet another financial crisis. This time the government has been warned by the Institute of Directors (hardly ‘loony lefties’!) of the probable results of their policy.   But, of course, ‘Nanny knows best’ and the government will continue pursuing the chimera of ‘Home Ownership for All’. Surely a time in which ‘no-one can expect a job for life’ is not one in which young people should be encouraged to get themselves into long-term debt.   What is needed is not affordable homes to buy but publicly owned houses to let at affordable rents, such as local authorities provided in the century prior to the advent of Thatcher/Blairism.

           It doesn't appear to have occurred to Mr Osborne that if loaning most of the deposit money required for house purchase was too risky for the banks and building societies, it might be too risky for him too.  Perhaps the thought would have crossed his mind had he been taking risks with his own money, rather than ours!
  


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